Longevity
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How long the portfolio lasted. Shows if it survived the full simulation period or depleted early
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End Portfolio
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Final portfolio value at the end of the simulation period
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Total Withdrawals
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Sum of all withdrawals taken throughout the entire simulation period
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Avg Withdrawal
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Average annual withdrawal amount across all years in the simulation
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Max Drawdown
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Largest percentage decline from peak portfolio value to trough during the simulation
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Worst Year
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Year with the lowest market return during the simulation period
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Best Decade
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Highest 10-year compound annual growth rate (CAGR) during the simulation period
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ℹ️ Forecast Mode Active
Advanced Metrics
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Withdrawal Rates ? Withdrawal rates as a percentage of portfolio value: initial rate at start, median across all years, maximum rate reached, and final year rate
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Initial / Median / Max / Final
Sequence Risk ? Risk from poor market returns early in retirement. Compares first decade average returns vs overall period to assess if bad timing could deplete portfolio faster
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Peak Burn Rate ? The highest withdrawal amount taken in any single year during the simulation period
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Recovery Time ? Number of years it took for the portfolio to recover to within 99% of its peak after experiencing the worst drawdown
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Years to recover from worst drawdown
Safe Zone Years ? Number of years the portfolio remained above 80% of its previous peak. Higher percentages indicate more stability with fewer deep drawdowns.
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Inflation Impact ? Average annual inflation rate (CAGR) over the simulation period and comparison of real vs nominal total withdrawals
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Total Fees/Tax Drag ? Cumulative dollar amount lost to fees, taxes, and other portfolio costs over the entire simulation period
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Cumulative cost over simulation
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Historical Events in This Period
Annual Withdrawals
| Year | Age | Portfolio | Note |
|---|---|---|---|
| Run simulation to see milestones | |||